Axiant Partners connects businesses with commercial vehicle financing options. Share your equipment needs and compare options from multiple lenders based on your truck type, credit profile, and structure preferences.
Key Takeaways
Financing terms commonly range from 60-84 months
Strong credit businesses may qualify with little or no down payment
Axiant Partners connects businesses with commercial vehicle financing. Share equipment type and purchase amount to get matched with lenders. Approval typically takes 24–72 hours for qualified applicants. Down payment 10–30% typical; strong credit may qualify for $0 down.
Quick Answer
Axiant Partners connects businesses with commercial vehicle financing options. Share your equipment type and purchase amount to get matched with lenders based on your credit profile and structure preferences. Approval typically takes 24–72 hours for qualified applicants.
What to expect
Share your equipment type (semi truck, dump truck, bucket truck, vac truck, etc.), purchase amount, and business details. Axiant Partners matches you with lenders that fit your profile. You receive options to compare; choose one and complete the application. Funding typically follows within a few days of approval. No obligation to accept an offer.
Financing terms vary by borrower profile. Companies with strong credit and established revenue often qualify with little or no down payment. Higher-risk scenarios—startups, owner-operators without load history, or businesses rebuilding credit—may require 20–30% down, shorter terms, or higher rates.
Established trucking companies: Fleets with 2+ years in business typically receive the best terms—often 10–15% down or less.
Owner-operators: May qualify with carrier agreements or load history. Down payments of 15–25% are common.
Startups: Often need 20–30% down, a business plan, and proof of contracts.
Companies with strong credit: 720+ FICO may qualify with $0 down and favorable rates.
Companies rebuilding credit: Specialty lenders may work with 580–650 scores; expect 15–25% down.
Typical Financing Timeline
Stage
Typical Time
Application review
Same day
Documentation review
24–48 hours
Funding
Often within a few days, depending on the transaction
Have these ready to speed the process: business tax returns (2 years), profit and loss statement, bank statements (3–6 months), driver's license, and equipment details (make, model, year, VIN, price or quote). For startups: business plan, proof of contracts or carrier agreements. See Documents Needed for Truck Financing for the full list.
Equipment Types We Finance
Semi trucks, dump trucks, bucket trucks, vac trucks, tow trucks, box trucks, flatbeds, tankers, refrigerated trucks, cement trucks, garbage trucks, street sweepers, snow plows, fire apparatus, ambulances, cargo vans, Sprinter vans, coach and charter buses, limousines, agricultural tractors and sprayers, and specialty equipment (cranes, hydro excavation, under-bridge inspection). Each has dedicated financing pages with requirements and typical terms.
