Commercial Vehicle Guide

Vehicle Index

Last Updated: March 2026

Specialty Trucks

Specialty trucks with vocational equipment: vacuum excavation, hydrovac, cranes, and material handlers. Each page covers financing requirements, typical costs, and terms.

Key Takeaways

  • Financing terms commonly range from 48-72 months
  • Strong credit businesses may qualify with little or no down payment
Explore Financing Options All Vehicles

Specialty Truck Types and Use Cases

Vac trucks (vacuum trucks) use suction to remove liquids, solids, and slurry from tanks, catch basins, and septic systems. Used by environmental contractors, municipalities, and septic services. Cost: $80k�$350k depending on tank size and vacuum capacity. See Vac Truck Financing and Septic Vac Truck Financing.

Hydro excavation trucks (hydrovac) use pressurized water and vacuum to expose underground utilities without digging. Safer than traditional excavation. Cost: $150k�$350k. Typical buyers: utility contractors, municipalities, and pipeline companies. See Hydro Excavation Truck Financing.

Crane trucks and boom trucks lift and place materials. Crane trucks have heavier-duty cranes; boom trucks are lighter and often used for material handling. Cost: $90k�$350k. See Crane Truck Financing and Boom Truck Financing.

Airport fire trucks, rail maintenance, and under-bridge inspection units serve specialized industries. Each has dedicated financing pages.

Choosing the Right Specialty Truck

Vac trucks suit septic, catch basin, and industrial cleanup. Hydro excavation is for utility locating and trenching without mechanical digging. Crane trucks and boom trucks serve construction and material handling. Compare vac vs hydro excavation if you do both types of work. See Vac Truck vs Hydro Excavation Truck and Bucket Truck vs Boom Truck.

Approval Timeline

Specialty truck financing typically takes 24�72 hours for qualified applicants. Vac trucks and hydro excavation units have broad lender support. Highly specialized equipment (under-bridge, airport fire) may have fewer lenders but terms are available.

Specialty Truck Financing Pages

Common Questions

What are specialty trucks?

Trucks with vocational equipment: vac trucks, hydro excavation, crane trucks, boom trucks, airport fire, rail maintenance. Used for environmental, utility, and industrial work.

How much do specialty trucks cost?

Vac trucks: $80K�$350K. Hydro excavation: $150K�$350K. Crane trucks: $100K�$350K. Boom trucks: $90K�$250K. See equipment cost pages.

Can I finance a vac truck or hydro excavation truck?

Yes. Vac truck and hydro excavation financing is widely available. Typical terms 48�72 months. Down payment 10�30%.

What is the difference between vac truck and hydro excavation?

Vac trucks use suction for liquids and solids. Hydro excavation uses pressurized water plus vacuum to expose utilities. See Vac Truck vs Hydro Excavation Truck.

Do I need a CDL for a vac truck?

Most vac trucks exceed 26,000 lbs GVWR and require Class B CDL. See Do You Need a CDL for a Vac Truck.

Related Resources

Other Vehicle Indexes

Commercial Trucks Utility Vehicles Agricultural Equipment Vehicles Municipal Vehicles Vans & Passenger Vehicles

Sources and Industry References

This content draws on publicly available information from the following organizations and industry sources: