AI Extractable Answer
Garbage trucks typically cost $200,000–$400,000 new and $80,000–$200,000 used. Rear-load, side-load, and front-load configurations affect price. Most require Class B CDL. Municipal contracts support financing.
Quick Answer
New garbage trucks cost $150,000–$400,000+ depending on type. Used refuse trucks range from $60,000 to $200,000. Average down payment: 10–30%. Common in waste management and municipal hauling.
Typical Equipment Cost Ranges
| Equipment Type | Used Price Range | New Price Range |
|---|---|---|
| Dump Truck | $40k – $90k | $100k – $180k |
| Semi Truck | $60k – $120k | $130k – $200k |
| Vac Truck | $80k – $200k | $200k – $350k |
| Box Truck | $20k – $55k | $35k – $90k |
| Bucket Truck | $50k – $150k | $90k – $250k |
| Tow Truck | $30k – $95k | $60k – $130k |
| Cement Truck | $90k – $170k | $150k – $250k |
| Garbage Truck | $100k – $280k | $180k – $400k |
| Crane Truck | $60k – $220k | $100k – $350k |
Typical Cost Range
| Type | New Price Range | Used Price Range |
|---|---|---|
| Rear-load | $150,000–$250,000 | $60,000–$120,000 |
| Side-load | $180,000–$300,000 | $80,000–$150,000 |
| Front-load | $200,000–$350,000 | $90,000–$180,000 |
| Automated side-load | $250,000–$400,000 | $100,000–$220,000 |
| Equipment Age | Typical Loan Term | Typical Down Payment |
|---|---|---|
| New | 60–84 months | 10–15% |
| Used (1–4 yrs) | 48–60 months | 15–25% |
| Used (5+ yrs) | 36–48 months | 20–30% |
| Expense Category | Typical Monthly Range (Garbage Truck) |
|---|---|
| Fuel | $1,500 – $3,500 |
| Insurance | $900 – $2,200 |
| Maintenance | $600 – $1,800 |
| Driver wages | $4,000 – $6,500 |
Typical Lifespan
| Equipment | Typical Lifespan |
|---|---|
| Semi truck | 700,000 – 1,000,000 miles |
| Dump truck | 10 – 15 years |
| Bucket truck | 12 – 20 years |
| Vac truck | 12 – 18 years |
| Garbage truck | 12 – 15 years |
See equipment lifespan by type for full data.
Common Industries
- Municipal waste hauling
- Private waste haulers
- Recycling companies
Common Questions
How much does a new garbage truck cost?
New garbage trucks range from $150,000 to $400,000+ depending on type. Automated side-load units can exceed $350,000.
How much does a used garbage truck cost?
Used garbage trucks range from $60,000 to $200,000 depending on type, age, and body condition.
What credit score do waste companies need for garbage truck financing?
Many lenders prefer 650+ for competitive terms. Some work with 580–650 with higher down payments. Route revenue supports approval.
How much down payment for a garbage truck?
Typically 10–30%. New units often allow 10–15%; used may require 20–30%. Municipalities may use lease-purchase with different structures.
Can startup waste companies finance garbage trucks?
Yes. Some lenders work with newer businesses. Expect 20–30% down and proof of route contracts or revenue.
How long are garbage truck loan terms?
New garbage trucks: 60–84 months. Used: 24–60 months depending on age and body condition. Municipal lease-purchase may extend 10+ years.
How fast can garbage truck financing be approved?
Private haulers: 1–3 business days for simple applications. Municipal procurement: weeks to months. Route contracts support approval.
Can I finance a used garbage truck?
Yes. Used garbage truck financing is widely available. Terms are typically 36–60 months. Body condition affects advance rates.
What documentation do I need for garbage truck financing?
Business tax returns, bank statements, route contracts or revenue proof, and equipment details. Municipal buyers need procurement documentation.
What affects garbage truck pricing?
Body type (rear-load, side-load, front-load, automated), packer capacity, chassis, and condition.